Talking Real Money 02.22.13

What is the difference between investing and speculating? What is the difference between a "load" and a "no-load" funds and do true no-load funds cost as much as their commissioned brethren? How much do hedge funds charge and how well have they done? We have discovered the very best 401k in America. We share our favorite do-it-yourself diversified no-load  mutual fund portfolio. Plus, another caller who uses no-traded REITs.