Fee-Only Advisors Not Helping Small Investors?

Don responds to an article about asset-based invesment advisors and their value versus their fees. Is portfolio creation worth what they charge? What happens to those small investors who are left without fiduciary advice?

Then he helps a couple of listeners who want to know:

The best plan for retiring at 50 when you can't yet touch your qualified plans (IRA or 401k) with incurring a penalty?

Why we believe that a single global total market fund is better than than owning a US and international fund.