Market Returns? No Risk? No Way!

They lure you in with the suggestion of stock market (like) returns with no risk in down markets. It's the perfect pitch for an horribly imprefect product, indexed annuities. The truth is many of you don't want to know the truth about these complex products that can't possible give you the long-term return of stocks and pay those who sell them up to, in some cases, 10% of your investment. Any wonder smarmy salepeople love them? Tom and Don, again, try to warn a listener about them.

We also hear from a lot of callers:

Why won't more people save and pay attention to the good advice we share on the radio?

What is the process for converting and IRA into a Roth IRA?

Just how easy it is to get some help from making mortgage payments in this crisis.

How to rebalance when you have no bonds?

How can you set up a Roth IRA for kids?

What is a single 401k?