Corrupting Bonuses

If bonuses could cause a large group of Wells Fargo employees to cheat, why impact might large comissions have on financial "advice?"

Plus a couple of questions:

Can I change my Roth back to a regular IRA and take a tax loss?

Should I consider the new indexed annuity in my compnay's 401k?

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Avoid Inadvertent Gifting

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Risky Financial Education