Time to Retire?

Don and Tom consider the question that plagues many during times after markets have lost money: Is it a bad idea to retire from work in a bear market? Should you go after a "guaranteed" 9% return?

Then, on to your questions:

• What do we think of an "advisors" advice to use American Funds in lieu of Vanguard funds?

• How much can a working teenager contribute to a Roth?

• How can money be given to grandkids and yet protected being used too early?

• Is her bank advisor actually a fiduciary and how do they make money?