Balance Beats Target

Does the fact that target-date funds (which hold international stocks) have underperformed their balanced competitors (with generally on US companies) tell you anything about their future?Plus, why is the financial media keep taking the easy path by suggesting big, blue-chip stocks? Oh, and Tom shares a joke from a Norwegian listener. Then, callers want to know:

Does it makes sense to start using new Roth option at work versus the old degerred plan?

Is 10 years enough time to invest in a well-diversified portfolio or does a target-date fund make more sense?

Does it makes sense to convert funds in a qualified plan to ETFs?

How can taxes be reduced on portfolio?