Red Hot Qs

On this week's Friday Q&A:

• Vanguard has made another customer angry with their $25 fee, and they want to know how to move.

• Do these two ETFs provide enough diversification?

• After one year in a Kai-Zen Trust, a disillusioned buyer wants to know if he should continue funding it.

• What do we think of Dave Ramsey's advice to take Social Security payments at age 62?