They Need Complexity

Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns always require some sort of tradeoff. There are no special systems to game the markets, long-term. Then, we hear from listeners:

• He stayed in bonds and lost money, should he stick with them now?

• How can current assets be grown to enough to support retirement needs?

• Does it make sense to buy a second home on the beach?

• How should a very conservative retiree invest retirement funds?