Most of the investment industry is shocking bad at what claim to be able to do; make you money. The majority of mutual funds profess to possess stock selection and/or market timing skills, but the evidence doesn’t support their assertions

Should I stop my pretax 401k at my work, which is only breaking even for the past 2 years, and pay the payroll taxes and put into my Roth which I am self directing?

For a few years now financial “experts” have been warning us that interest rates would rise as the U.S. economy improves. Like a stopped clock, eventually they will be right, we just don’t know when. But are rising interest rates the disaster that many fear?

Buying individual stocks is not a smart way for individuals to invest. While the rewards may be potentially grand, the risks are far higher than most realize.

I am looking for a financial planner to help me with getting on track for retirement. A friend recommended someone. He wants me to pay $1500 upfront to do some type of planning guide.

In light of all that did not happen in 2014, you cannot allow yourself to succumb to two common behavioral biases: Recency, or giving recent events more weight than they deserve; and Tracking-Error Regret, or abandoning your personalized diversified portfolio to chase last year’s (past tense) hot returns. 

I see no reason to be reminded of all the sad and awful things that have happened and been more than adequately discussed. Let’s move on. Moving on doesn’t mean trying to figure out what will happen in the future. The past is over. The future is completely unknown.

Making a living in the financial news industry is hard! Publishing even an online only publication requires revenue and the only firms with pockets deep enough to pay the needed fare for the money media tend to be those firms that provide some of the worst products and advice

I decided to try some a little different from the typical Christmas greeting. I hope it makes you smile. Thanks so much for reading our publication and we all wish you a most merry Christmas!

I thought I had a handle on my TSP (thrift savings plan) and how it works, now I'm not sure because of what my wife said is her understanding of her Vanguard account. She believes both of our accounts generate dividends that are automatically reinvested in our accounts in the form of shares which makes the accounts grow and compound.

In a perfect world, everyone would be able to manage their own financial and investment life using no-load, low-fee mutual funds and ETFs. In fact, it’s a naive belief to which I clung for many years as a national financial talk show host. I may be slow, but eventually I get it. If we want to build wealth, most of us need professional help.

I don’t care how smart you are; you can’t predict the future. You can guess, and you might be right… or wrong. Some might call it betting a hunch. Except on Wall Street where it’s referred to as active portfolio management.

This is a question about young investors. I would like to set up an account for my kids, age 20 and 18, to begin investing a fixed amount per month. In general, what do you recommend for young investors?