We hate stock picking games. Find out why we believe they have nothing to do with investing. Plus: You need a plan for your nest egg. How will stocks react to rising rates. What is the right way to diversify.

Why we do what we do and how we do it differently than most of the others on the radio. How should a younger investor invest his $60,000 portfolio. Is a variable universal life policy a decent investment. A Social Security feature that neither of us knew existed and more.

s the stock market rigged and how much impact does it have on real investors? Looking for the right kinds of accounts for a successful retirement. Which is likely to make more; bonds or stocks? Are municipal bonds a good place to park some safe money?

Last minute tax savings ideas and IRA funding tips. Why do we suggest a two-fund D.I.Y portfolio? Want a better allocation in your retirement plan? To whom should you turn for financial advice? A new retiree wonders how to allocate her funds for the future and much more.

How should a high school senior invest for college? What is momentum investing and how can you use it? How much an advisor can add to your returns? Plus much, much more.

Bear are turning into bulls. A more effective "stopped clock" strategy? Can you retire well on just a 401k or 403b? Plus, we take your calls.

Can you really turn $25 (or even $50) per month into $100,000 in 10 years? With the demise of pensions, you need to take control of your own future. Why is day-trading making a comeback? 

Update on Ponzi schemer extraordinaire, Allen Stanford and scam avoidance techniques. Great calls about retirement and college investing. Plus, some really bad advice from Suze Orman.

What is the difference between investing and speculating and between a "load" and a "no-load" funds? We have discovered the very best 401k in America. Plus we share our favorite do-it-yourself diversified no-load  mutual fund portfolio.

Should a 401k be rolled into an "equity indexed annuity?" The don'ts and do's of finding an advisor. A caller asks about investing in non-publicly traded real estate trusts

Get your retirement plan at work in shape. Should you buy single family real estate? What do non-publicly traded REITs cost? Suze Orman's favorite investing newsletter is fined. Finally, is Bob Brinker's newsletter any good?

"Do I have enough to retire?" The "Big Lie" about no-load funds. Owning individual stocks is dangerous. "How do we make our money?" "What do we think of gold?" When to fire an advisor?